Guidelines for Dressing Business Casual for Women

Now that summer is in full-swing, we have a tendency to want to dress more casually. This is true in all facets of life whether they be play, travel, or work. While no one really cares how you dress when you are playing or traveling, aside from dressing appropriately, people do care how you dress at work. There is a difference between business casual and just plain casual. In fact, dressing too casually can even cause some bosses to think that you are not serious about your job and therefore not promote you. On top of that, the more casually you dress, the more casually people will treat you in the office. This is bound to cause some, completely avoidable, tension in the workspace.

Unfortunately, there is a bit of a double standard about business casual for men and women. Business casual for women needs to be a little more business and a little less casual. Here are some tips to maneuver the murky waters of what business casual for women means.

First of all, do not even consider those really comfortable but ripped jeans (you should actually avoid jeans altogether unless they are a dark wash and high-waisted). All seams should be finished, all holes patched, and all frays cut. Also, avoid clothing with writing on it, unless the writing is the company logo. Keeping this in mind, let’s consider what is considered appropriate such as slacks, skirts, dresses, blouses, and shoes/accessories.

Clothing: The fabric of your clothes can be anywhere from luxurious to linen or cotton. Make sure that your clothing fits appropriately, meaning not too tight, too short, or too low-cut. Under no circumstances should you wear something see-through unless you intend upon wearing a camisole underneath it. The best way to dress business casual is to wear only half of a suit. This does not suggest that you should walk around half-naked, but rather only wear the slacks or skirt of a suit and not the blazer. Another alternative is to wear the blazer over a simple cotton dress.

Shoes and Accessories: First of all, stockings are not necessary in the summer and it is way too hot for them anyhow. Your shoes should, however, still be nice. Sandals, especially flip-flops, should only make appearances at the company picnic or outing. If you don’t want to be stuck in your work stilettos every day of the summer, try wearing some wedges or strappy heels. They are more comfortable anyway and infinitely much more summery. Your other accessories should be tasteful. The general rule is to wear one statement piece and keep everything else small.

This means that if you choose to wear huge, dangling earrings, don’t wear a chunky necklace as well. This is true of your make-up too; if you want to focus on your eyes then wear a nude lipstick and vice versa. A great way to make an outfit more casual is to switch up your laptop bag. Try bringing one in a fun color instead of just a black protective case. Remember, your laptop bag and other accessories, do not have to match what you’re wearing. 100%

Travel Essentials in the Philippines

Travel essentials in the Philippines may differ from one traveler to another depending on your preference and objective. From swimming, diving, shopping, sight-seeing or exploring, Philippines has all the essential things to offer. Travel in the Philippines must be a fun-filled, extra-special traveling experience so I intend to acquaint you with what you need to know about the Philippines, which places you may want to visit, how is air, sea and land travel in the Philippines and more. No matter how long you intend to stay here, whether it be for 4 days, 4 weeks or even more, you can explore, learn and experience why it is essentially, more fun in the Philippines!

People: Filipinos are very well-known for being hospitable since time immemorial. When you are in a foreign land, it makes you feel better when you are at ease and when you feel that you are very much welcome. And what can make you feel more welcome than receiving gracious greetings and sweet smiles even from those you may consider strangers in a foreign land? It is the overwhelming warmth of the Filipinos in general, the friendliness and the sincere desire to help that will surely make your stay in the Philippines, extra special.

Language: Filipino and English are the official languages in the Philippines. While Filipino is the national language, English is also widely used. Communicating your thoughts with the locals will never be a hard task.

Weather: It is best to travel in the Philippines between the months of November and May. The average temperature in the Philippines (except Baguio) is 26.6 deg. C (79.9 deg. F). November to February is cool while March to May is hot and dry. June to October is rainy, with the months between July and September characterized by typhoons. Baguio, the summer capital of the Philippines, with an elevation of 1,500 m (5,000 ft.) above sea level has an average temperature of 18.3 deg. C (64.9 deg. F).

Currency: The currency in the Philippines is peso or PHP. Coin denominations are 5, 10, 25 centavos and 1& 5 pesos. Bill denominations are 10, 20, 50, 100, 500 and 1,000 pesos. Foreign currency may be exchanged at your hotel, and in most of the large department stores, banks and authorized money changing shops. Most large stores, restaurants, hotels and resorts accept major credit cards including American Express, Visas and MasterCard. Traveller’s checks, preferably American Express are accepted at hotels and large department stores. Personal checks drawn on foreign banks are generally not accepted.

Religion: Filipinos are predominantly Christians – 82.9% Catholics, 5.4% Protestants, 4.6% Islam, 2.6% Philippine Independent Church, 2.3% Iglesia ni Cristo

Water:The supply of water in Metro Manila and in all other major cities are considered drinkable. But if you are looking for bottled purified water, mineral water or spring water, you can easily find these available in all grocery stores and are often supplied in hotels and resorts nationwide.

Electricity: 220 volts a/c is the common standard. 110 volts a/c is also used, especially in major hotels.

Clothing: Casual clothing, which consists of a shirt and shorts or pants is very common among Filipinos.

The most common business casual attire combination (which is more like a business attire) for both men and women are as follows:

For women, a business casual attire consists of a skirt or a slacks. Jeans is a definite no-no. For the top, a dress shirt or polo would do.

For men, a collared shirt top and cotton trousers (preferably colored blue, gray, brown, or black) with a belt and modest shoes with socks is generally acceptable.

Filipino Food: Rice is a staple food in the Philippines. Try our sinangag or fried rice with your favorite dish. Adobo, kaldereta, lechon, kare-kare, sinigang, lumpia and bistek (beef steak) are very popular ‘national dishes’. You might also want to try bibingka, puto, palitaw and kuchinta for merienda or snacks. Street foods are common such as fish ball, kikiam, kwek-kwek and barbeques like isaw, chicken head and chicken feet.

Tipping is expected for many services. The standard practice is 10% of the total bill. Tipping is optional on bills that already include a 10% service charge.

Business Hours: Normally, business hours starts between 8:00 am – 8:30 am and ends between 5:00 pm – 5:30 pm from Monday to Friday. Most private offices are also open on a Saturday when operating hours starts between 8:00 am – 8:30 am and ends at 12:00 noon.

Banks are open from 9am to 3pm, Mondays to Fridays, with automated teller machines (ATM) operating 24 hours. Banks found inside the malls are open everyday, except holidays, from 10am to 7pm.

Telephone and Mobile Phone: Telephone service is modern and you can direct dial anywhere in the world. Public phones are available and are plentiful. These public phones only require one five peso coin for a three minute local call. If your friends or relatives, living outside the country wishes to call you here, the international dialing code is +63.

Time Zone: Standard time zone in the Philippines is UTC/GMT + 8 hours. Time zone abbreviation is PHT for Philippine Time. There is no daylight saving time in the Philippines.

Anti-Smoking Law: Section five of the Tobacco Regulation Act of 2003 (Republic Act 9211) prohibits the carrying of any lighted tobacco product in public vehicles, schools, health centers, elevators, cinemas, malls and in places where fire hazards are present. Smoking is also banned in recreational facilities for minors. Fines imposed on violators of this section range from P500 to P10,000.

Anti-Jaywalking Ordinance: Jaywalking used to be rampant in Metro Manila, causing traffic or even accidents. To avoid this, the Anti-Jaywalking Ordinance, under MMDA Ordinance No.1 Series of 1995, was made. Those who will be caught crossing the streets outside the pedestrian crosswalk or footbridges in Metro Manila will be issued a pedestrian violation receipt (PVR), will be made to pay a P200-fine and will also be made to attend a 30-minute seminar on disaster response and assistance to be given by the Metropolitan Manila Development Authority (MMDA).

Driving: Motor vehicles are driven on the right side of the road.

Air Travel in the Philippines: By air, Philippine Airlines, Airphil Express, Cebu Pacific, ZestAir, Seair, Tiger Airways, and Air Asia provide air travel services to major cities and towns in the Philippines. These airlines offer promotions and big discounts on flights several times a year making air travel in the Philippines more affordable. There are also scheduled chartered flights to major domestic destinations serviced by smaller commuter planes.

Sea Travel in the Philippines: Commercial ships and ferries are the most affordable way to travel from one region to another. 2Go Travel, Super Cat, Ocean Jet, Cebu Ferries, Cokaliong, Trans-Asia, Lite Shipping and Montenegro Lines provide ferry services within the Philippines.

Land Travel in the Philippines: Public Transportation by land consists of buses, jeepneys, tricycles, pedicabs, taxis, and MRT/LRT/PNR. If possible, try to avoid these public transports especially buses, jeepneys and MRT/LRT in Metro Manila during rush hours (6:30-8:30 AM/PM), when you can expect these transport vehicles to be overcrowded.

Entry Regulations: A passport valid for at least 6 months. Except for stateless persons and those from countries that do not have diplomatic relations, all visitors may enter the country without visas and may stay for 21 days provided they have tickets for an onward journey.

Health requirements: A certificate of vaccination against yellow fever is required for travelers coming in from an infected area.

How to get there: The international gateways in the Philippines are Manila, Cebu, Davao, Clark and Laoag. The Ninoy Aquino International Airport (NAIA; IATA: MLA), which is located about 7-12 kilometers south of Manila and southwest of Makati, is the main international gateway for travelers to the Philippines.

Customs: Visitors are advised to fill in the Baggage Declaration Form before disembarking to facilitate Customs examination. The following are allowed inside the duty-free: reasonable quantity of clothes, jewelry and toiletries: 400 sticks of cigarettes or two tins of tobacco, two bottles of wine or spirits of not more than one liter each.

Porterage: Baggage carts are available for free. Porter services are also free. Tipping is traditional.

Airport Transfers: Visitors are advised to avail of accredited fixed rate or metered taxis at the airport’s arrival area. All airports have counters for hotel transport and car rental service.

Accommodations in the Philippines: In Metro Manila and in key cities and towns throughout the country, a wide selection of deluxe, standard, economy and pension-type accommodations are available.

Shopping in the Philippines: Shopping in the Philippines is truly amazing and delightful – whatever it is you are looking for.Major shopping malls like SM Super Malls, Robinsons, Ayala Malls, Araneta Malls, Gaisano and others are available throughout the country. For the budget-conscious traveler, Divisoria in Manila and Baclaran in Paranaque offer wholesale prices and the lowest prices in retail sales.

Entertainment and Culture: Manila’s nightlife is one of the most vibrant in Asia, reflecting the Filipino’s love for music. The hubs of nightlife activities are at the Remedios Circle in Malate, Ayala Center, The Fort at Bonifacio Global City, Timog and Tomas Morato Avenues in Quezon City, Ortigas Center in Mandaluyong and Pasig Cities and Eastwood in Libis. Clubs, music lounges, pubs, and sing-along bars feature Filipino bands and singers known for their exceptional talent in music. Deluxe hotels offer a variety of live musical entertainment. Concerts and stage plays form a part of the country’s entertainment scene.

Top Beaches and Travel Destinations:

Boracay Island in Aklan
El Nido in Palawan
Honda Bay in Palawan
Pagudpud, Ilocos Norte
Camiguin Island
Puerto Galera in Oriental Mindoro
Panglao Island, Bohol
Mactan Island in Cebu
Siargao Island in Surigao del Norte
Pearl Farm in Davao

Major Cities in the Philippines:

Manila
Cebu
Baguio
Davao
Cagayan de Oro

Top Diving Destinations:

Puerto Galera in Oriental Mindoro
Anilao in Batangas
Coron Island in Palawan
Monad Shoal in Malapascua Island (Cebu)
Yapak in Boracay Island
Tubbataha Reef National Park in Palawan
Crocodile Island in Boracay (Aklan)
Balicasag Island in Bohol
Apo Island
Cabilao Island, Bohol
Sarangani Bay

Top World Heritage Sites:

Tubbataha Reef National Marine Park, South Sulu Sea, Palawan
Puerto Princesa Subterranean River National Park, Palawan
Ifugao or Banawe Rice Terraces in Ifugao
Historic City of Vigan in Ilocos Sur
Church of San Agustin in Paoay, Ilocos Norte
Nuestra Senora dela Asuncion in Santa Maria, Ilocos Sur
San Agustin Church in Intramuros, Manila
Santo Tomas de Villanueva Church in Miag-ao, Iloilo

Budget Travel Tips – Packing Clothing to Travel Light

What clothing should you pack when you must carry all of your luggage yourself and you want to travel light ? Take a “bare” minimum of clothing with you. Dress comfortably and casually. Choose your clothing for its practicality. In warm climates loose lightweight cotton clothing will feel better against your skin than sticky synthetic fabrics and tight-fitting clothing. If you plan to visit tropical regions you can protect your skin from too much exposure to strong sunlight and disease-carrying mosquitos if you resist the urge to wear as little clothing as possible. You’ll be far safer with long-sleeved shirts, high necklined tops and long trousers. Just keep to light colored, lightweight natural fabrics and loose-fitting clothes to maximize the comfort of your clothing.

Casual comfortable clothing, especially if you veer towards the sloppy, will also decrease your odds of being marked as a wealthy target by local thieves who work the tourist spots. If you want to look a bit more dressy for the evening, add a thin, weightless, colorful scarf to your simple neutral-colored day clothes. Leave your jewelry at home. It’s heavy, bulky and could attract thieves. If you’re a clothes horse, try to resist the urge to pack one set of clothing for casual daywear, a fancier set for restaurants at dinnertime and a third set for an elegant evening out. You’ll just wear yourself out trying to be fashionable if you must drag all of these outfits around from locale to locale. Don’t worry about being seen in the same set of clothing two days in a row. No one but your travel partner (or the hotel clerk) will see you more than once anyway and, if your partner is practical, he or she will also be wearing one set of clothing throughout the trip.

As to clothing choices, in general I wear one comfortable, loose-fitting pair of casual trousers and assume that if I get caught in the rain, it won’t kill me. I’ll dry out soon enough. I pack no spares. Extra pairs of pants or skirts can add considerably to your luggage load. Pick something in a neutral color that will go with anything else you’ll be wearing. Trousers with plenty of pocket space are a plus, especially if you might be buying small odds and ends in souvenir shops, or a little junk food, as you stroll around sightseeing each day.

To travel light, I just pack one or two spare tops that are lightweight, comfortable and can easily be rolled up, as folding causes more creases than careful rolling. I pack just two pairs of underwear and socks for an entire trip. It’s easy enough to wash out underwear, socks and shirts in hotel rooms and hang them up to dry for later reuse during the same trip. The choice is simple. For a two week trip you can lug fourteen pairs of underwear everywhere you go, or you can lug just two and regularly wash them out with soap and water in a hotel room sink. I suggest packing two pairs, not one, so that there is still a fresh change on hand for days when you may arrive in a place one evening and plan to move on to another town the very next morning, allowing for too little drying time. When you hit a larger city like Paris or London or Rome, where you plan to stay put for at least a couple of days, you can catch up on all your washing and know that clothing has plenty of time to dry, even if the air is damp.

Pack thin, lightweight natural cotton underwear and socks that breath and won’t require as much drying time as heavier cottons or other fabrics. In summer weather clothing can dry out very quickly. In cooler damper months you might be running a radiator and that can double as a heat source for drying. Just be careful not to put wet things directly against radiators or electrical appliances and be careful, too, not to let wet items of clothing drip onto hotel room carpets. Wring clothes out well and keep them hanging in the shower until they no longer drip. Don’t use new brightly colored clothing items that might drip colored dyes that can stain bathroom floors, floor mats or carpets in hotels.

Pack plenty of plastic bags. They take up little space, are weightless, and will be useful in a hundred different ways, from storing opened packaged foods to keeping your laundry well organized. For example, I’ll use one bag for clean clothing such as underwear and socks, a separate bag for dirty ones (if I have to move on before clothing can be washed and dried), plus a third for items of clothing that have been washed, but are still damp when the time comes to vacate a hotel room and tackle the next leg of a journey. At the next stop they can be hung up to finish drying. By the way, washing clothes with ordinary soap eliminates the need to transport any additional type of cleaning agent.

If you’ll need some sort of warmer clothing to wear on cooler days or on cool evenings, carry one item only. It can be used whenever you need it. Keep it lightweight, nonwrinkling and non-fussy. For example, a single cozy sweater or sweatshirt in a color that does not show off dirt is a very practical, soft and warm choice, far more practical that a bulky jacket (unless you’re doing some real cool weather or winter traveling). When not in use, you can tie your sweater around your waist. That way you can keep it with you while you sightsee on days when the temperature is variable. If it remains tied around your waist you’ll feel it less than if you add it to the weight of your backpack and it can even double as a pillow on long, drowsy train rides.

If you’re traveling at a time or to a place where you’ll need rain gear, a thin fold-up plastic poncho or rain coat is the least onerous thing to take with you. It can go right into your pocket and can easily be whipped out in case of a sudden shower. For city travel it’s very easy to duck under awnings or into shops, making bulkier rain gear unnecessary. Sturdier rain gear or umbrellas are only needed for places where you expect serious rain or a lack of quick access to shelter.

Keep sleepwear light and minimal, as well, and if you absolutely must have slippers to wear while in your hotel room buy a pair of cheap, thin, weightless fabric slippers that can be slid into your pack without adding extra bulk.

Do not pack an extra pair of shoes. Shoes are the ultimate in unnecessary extra bulk and weight when considering travel clothing. In the movies the leading man and leading lady who are off on a journey appear in a different set of clothing and a new pair of shoes in every scene. Clearly, they are not carrying their own luggage around with them and, in fact, their bags never look quite large enough to even hold everything they wear. So much for the difference between movies and reality. I never pack extra shoes. I take my chances and figure that if my shoes get wet, I’ll find a way to dry them out. I simply wear one pair of thoroughly broken in sneakers that offer good support in the soles. Nothing could be less practical than tight shoes or high heels, and the toll that they take on your feet may severely limit your enjoyment of a trip. How long can you walk around picturesque towns or stand around in museums when your feet hurt ? Wear low-heeled sturdy, but presentable, shoes with solid arch support. Wear shoes that have already been broken in and are comfortable enough for hours of daily walking but – beware – even shoes that you are accustomed to walking in daily can cause blisters when you’re suddenly walking far more hours each day than normal. Keep a few bandaids or callous pads handy. Be sure that the shoes you choose for the trip are lightweight. Hold them in your hand and compare the various pairs of shoes that you’re considering for the trip. When you expect to take thousands and thousands of steps each day of a trip, plus carry a backpack around each time you travel from one tourist destination to another, it’s extremely counteractive to do it in a pair of shoes that themselves are heavy and require additional effort for every step that you take.

Try out some of these tips for traveling light by packing very little clothing, and then see what you think. You may never want to pack all sorts of stylish outfits again. You and your clothing can still look nice, just focus on quality and not quantity. See your clothing more for its function than for its fashion and you’ll be free to enjoy the joys of traveling light.

St John Virgin Islands – Go Casual

When old man winter comes calling with bone-chilling temps, ice, snow and howling winds, many of us dream of getting away from it all. St. John, in the US Virgin Islands, is paradise on earth for travelers who enjoy the tropical breezes, sandy beaches, azure water and bountiful mood-lifting sunshine.

Traveling to St. John is easy thanks to the airlines’ recognition of this tropical get away. Some carriers offer direct flights to the US Virgin Islands from a number of eastern U.S. airports, while others offer connecting flights after short layovers at major airports like Atlanta, Miami or Charlotte. Upon landing in St. Thomas, you will enjoy a relaxing ferry boat ride to the neighboring island of St. John. Making travel to the Islands even easier and possibly spontaneous, a passport is not required. When leaving for St. John during the coldest time of year in the north, it can be difficult to dress properly for the trip and to pack correctly for your days of island life. You will be quite uncomfortable in anything that resembles winter clothing when you leave the plane in St. Thomas. Therefore, it is recommended that you layer your clothing. Wear a jogging suit over shorts and a light shirt when you board the plane in the north. When you arrive at the airport, you can simply remove the jogging suit and you will be quite comfortable and won’t have to search for the nearest restroom in which to change clothes. (You won’t be the only one with this idea and the wait for an available place to change will be long)

Packing for your trip to St. John is easy. Remember to think casual as you fill your bag. St. John is not full of pretenses. It is a laid-back, relaxing environment. The islanders and visitors are usually adorned in shorts, sandals and casual shirts and tops. When dining out men wear linen pants and casual shirts while women wear sundresses. Jackets and suits are definitely not required even at the finest eateries that are often open-air venues.

Comfortable shoes are a requirement as you walk around St. John exploring it’s many treasures. There is much to experience and discover as St. John is 2/3 National Park with numerous beaches maintained by the National Park Service along with many historical and cultural points of interest. Sunscreen and sunglasses are also a must for protection from the tropical sun.

If the thought of winter is depressing you already, make a date to travel to St. John now. But don’t bring a lot of bulky clothes. Think casual and relaxed. Think unbuttoned and loose fitting. Think how you’ll feel with your feet in the sand and the trade winds lightly blowing against your skin.

Gay Music City – Why Nashville, TN Should Be on the Go-To List for Gay Travelers

Nashville is a big Tennessee city located in the north-central area. Unlike the conservative suburbs surrounding the city, Nashville has a rather relaxed atmosphere with regard to accommodating alternative lifestyles and sexualities. The city is largely associated with country music, and is recognized as the world’s country music capital.

You can also enjoy the sounds of soul, blues, classical, jazz, rock, pop and bluegrass. This aspect, as well as a variety of other attractions in the city has made Nashville attractive to thousands of tourists irrespective of their sexual orientation. That said, the following are some of the reasons why Nashville, TN should be on the go-to list for gay travelers.

With music at the heart of the city, Nashville has attracted creative personalities and vibe that have made it a popular gay-friendly destination for many years. In addition, the city has always cherished arts, which has been a significant pulling factor for GLBT community to join its creative industry. As a result, the gay community in Nashville is much stronger than you may expect of a large Southern city.

In fact, there is a GLBT Chamber of Commerce, as well as one of the biggest GLBT bookstores in the Southern area. As the gay music city of choice, there are a variety of places that gay couples can enjoy themselves, ranging from the concentrated huddle of gay nightlife in Hillsboro, East Nashville and Church Street, to other welcoming joints around the entire city in North Nashville, West Nashville and South Nashville.

The gay entertainment borough in Nashville has been expanding over the years and currently features a number of gay restaurants, clubs, dance halls and sex clubs between the 12th and 22nd avenues on Church Street. These chic spots provide classy and lively entertainment. Blue Gene’s, for instance, is an attractive bar for mixed crowds due to its laid-back and neighborhood bar feel. This bar draws both men and women especially in the early evenings.

A few doors down Church Street is Tribe, which is among the most popular gay bars in the city. It has a sizeable dance floor, in addition to its open air deck and lounge that has lots of comfy chairs to provide a hip relaxing spot after a long day. Tribe provides a rather casual ambiance compared to other late-night clubs, though the music is loud enough to interrupt conversations. You can also enjoy watching a game of your favorite football team or music video mixes on the flat-screen televisions mounted on the walls. In addition to the full bar, they serve a full menu and even provide private rooms for personal celebrations.

Adjacent to Tribe is Red. This is a full restaurant that is popular for its incredible brunch menu. If you enjoy high-energy atmospheres, Play, a massive dance club is just next door. It draws large crowds especially on the weekends.

In East Nashville, you will find Lipstick Lounge, a lively bar that started as a lesbian haven. Since then, it has grown to accommodate the entire community, providing multiple entertainment features including a dance floor, live music, trivia music, poker competitions, karaoke and an upstairs lounge where you can play darts and video games. The Lipstick Lounge requires casual wear, and also provides a casual ambiance as your enjoy their signature cocktails.

Across the street you will find Mad Donna’s restaurant and lounge. Here you can enjoy creative drinks, an eclectic menu and live music. If you are available on Tuesday night, you can attend the drag bingo.

South Nashville has numerous neighborhood bars for a laid-back and casual night where you get to dress as you like. You can visit Trax, a modest dive bar that provides cheap drinks, in addition to the pool table, darts and its great jukebox. You can also go to Stirrup, which is open every day to enjoy its large private deck or game room. Purple Heys’ has a casual and relaxed ambiance that provides casual fun and a nightclub scene.

While in Nashville, you should make sure to visit the Dark Horse Theatre, which is an autonomous theatre that has served the alternative and gay-crowd for over 15 years. It manly features drag plays that are produced by one of Nashville’s gay theatre companies, Eggplant Faerie Players. They also schedule live music, classical theatre, films, dance, multimedia shows and concerts. You can also catch drag shows and live bands at the Play Dance Bar, which is a popular fun-time club for drinking and dancing that holds several special events in a month. You can also experience the Nashville honky tonks found along Lower Broadway in places like Legends Corner and Tootsie’s Orchid Lounge.

You will discover that Nashville is among the most progressive, dynamic and gay-friendly communities in the South, propped by an art and music culture that makes it a unique and genuine gay music city.

How Can a Woman Initiate Casual Sex?

While guys often wonder, “Where are all the horny women?” Women are left wondering how a woman can initiate casual sex. Well, it’s time to stop lying around and wondering and start looking for your no strings attached casual hookups in the right places. You see, there is someone out there looking for the same thing…you just have to know where to look.

There are several places to look when you want a NSA relationship:

Online Dating Sites
Local Clubs
Special Interest Groups
Swingers Clubs

Adult online dating is a great tool to find your perfect match. Some sites are geared toward matching you up with your soul mate; your one and only; your true love for all eternity. But that’s not what all of us want. If you are looking for your true love for just a few hours then an adult online site it where you should be heading. Like the songs says, not Mr. Right…just Mr. Right Now.

Some of the better sites have match ups for various locations across the globe. It doesn’t matter if you are looking in the U.S., the U.K, or way down under for a little casual sex action down under. And think of the potential for adventurous, independent, and sexy women to combine their interest in travel with their interest in no strings attached hookups.

Let’s imagine for a moment that you have been a frisky flirt and have been chatting up an interesting guy online. You live in the U.S. and he is off in the U.K. What a great excuse to travel! After all, you do make hotel reservations ahead of time, right? Why not set up a casual encounter ahead of time as well. Hotel sex in another country with a new friend. Can you think of any better benefit?

To start the encounter, you need to get online and start talking to people. This is probably the least intimidating place to discover casual dating. You may or may not ever meet these people so you can ask just about anything you want. This type of chatting and flirting is safe. You don’t risk bumping into someone you’ve been flirting with in the halls of your place of work.

And here is the icing on the cake for a woman who wants to initiate casual sex. There are some adult online dating sites that offer their package to women for free! You don’t even have to pay for the pleasure of checking out your man muffin. Women have been fighting for equality for years and it looks like our time has come in the online dating world.

Women – you are in demand! You are powerful. Take all that bravado that you have, you know, the stuff that has allowed you to excel in your chosen profession or studies and bring it to your dating world. You don’t have to be a shrinking violet and just wait around hoping that someone is going to notice you.

You can take control and get out and get noticed…on your terms. So, in the answer to the question, how can a woman initiate casual sex? Well, any darn way she pleases and a good place to start is a top quality adult online dating site. The best place to start is a safe place where you can explore your flirty, dating side. Don’t worry, nobody will see you blush!

The Travel Insurance FAQ

Buying cheap travel insurance has never been simpler, with a huge number of insurance companies offering easy online booking and claims. While the vast majority of people who buy travel insurance do so without a hitch, there are times when people are left scratching their heads, uncertain as to what policy they need to buy or what level of cover is on offer. Here are some answers to a few of the trickier travel insurance questions…

Am I covered for working abroad?

Almost always, foreign working is not covered by standard travel insurance policies. Study abroad is usually covered, and you may be able to claim if you are doing some casual part time work (such as bar work or working as a casual construction worker), but full time employment is out. Speak to your employer or a specialist insurer if you are looking for insurance cover for long term foreign employment.

I’m at the airport, but I’ve forgotten to buy travel insurance. Is it too late?

Interestingly, the answer to this depends on whether or not you’ve passed through security. Almost all UK travel insurance companies will only insure you if you’re in the UK when you make your purchase. If you have just arrived at the airport terminal, there’s still time to try and buy some cheap travel insurance. Once you are through security, technically speaking you have left the country, and cannot buy any kind of travel insurance.

I think I’ve made a mistake when I bought my travel insurance. Can I cancel?

All travel insurance policies feature a 14 day “cooling off” period that will allow you to cancel and receive a full refund within a fortnight of purchase. Of course, this is dependent on you not having travelled or used your insurance within this period of time!

I was treated for cancer a few years ago. Do I need to declare this when I buy my travel insurance?

Double check with your travel insurance company before you make a purchase for the exact conditions that your insurance provider will impose. Normally, previously treated cancer counts as a pre-existing medical condition that must be declared to the insurer, and may lead to you paying a higher premium.

Will my insurance refund the cost of my holiday if my Tour Operator goes out of business?

The collapse of a number of low cost airlines and tour operators has got everyone worried about financial protection. This is something that varies from travel insurance policy to travel insurance policy, so check the small print and ask your insurer – an increasing number of policies do provide cover for airline and tour operator collapse, but many still do not. If you are still worried, check to see if your holiday and flights will be covered by one of the larger regulatory bodies, such as AITO, ABTA, and ATOL.

These are just a few of the questions that people need to ask before they buy travel insurance. If your circumstances are straightforward, buying insurance is a very quick and simple process, but make sure that there are no circumstances that could invalidate your policy. If something goes wrong on holiday, you want to be sure that your travel insurance will be there to keep you covered.

Casual Encounters Sought by Sugar Daddy Executives

Many seeking Casual Encounters- no strings attached- are participating in a controversial online dating trend. As new reports show that more people are becoming comfortable with the idea of mutually beneficial relationships, stunning websites emerge catering to casual sex.

Discreet and impersonal, platonic dating sites are alluring members by flaunting young and attractive ‘sugar babies’ as their most prized user group. This interesting online dating trend has brought new attention to the sugar daddy lifestyle, though some wonder about the legitimacy of this new type of casual encounter.

Casual sex partners have been engaging in purely physical or financial relationships throughout the ages, though the advent of internet dating brings a new leisurely ease to the lustful pastime. The concept was modeled after traditional dating sites but with a few noticeable modifications. Instead of daters being separated by gender, they are separated into categories based on wealth and beauty. Financial benefactors seek sugar babies, and vice versa.

The trend has brought hundreds of thousands of “young and attractive” members to sites that allow them to court, or be courted by wealthy and successful financial benefactors. The majority of registered ‘sugar babies’ are under 35 years old, and are often students, struggling artists, aspiring actors and actresses, models and entry level professionals.

Top level corporate executives seeking casual sex dates or casual flings during business trips and VIP only events are finding these arrangement sites quite useful. One sugar dating site features special “Diamond Club” memberships for individuals who have their net worth and annual income verified by the site.

Since 2006, over 1 million online daters have registered accounts on sugar or ‘trade dating’ sites, and most experts agree that this may only be the beginning. Whether it’s to pay off student loans, a chance to travel the world, or help climbing the corporate ladder, incentives for young people to find a sugar daddy seem endless.

With a struggling economy and expanding social stratification, some believe the best way to ‘get ahead’ is to find a special companion with the right connections. Yet instead of lasting, monogamous relationships, these daters want pre-arranged, conditions based arrangements with clearly defined expectations. “I guess you can call it business minded dating”-says one anonymous sugar daddy.

Today’s daters have an endless array of options to choose from when it comes to finding romance, love, marriage, or less formal relationships that involve some intimacy but no strings attached.

Tips for Buying Small Travel Bags

People who travel often develop a strong view on the type of travel bags that best suit their needs.Buying a new travel bags is easy. Here are some tips for buying the perfect small travel bag.

Generally there are two broad sizes of bags used by travelers – small luggage and larger suitcases.

Small luggage comes in many shapes

Business travel is often short-term. Hence the luggage design reflects the needs to carry papers, laptops and personal items needed for an overnight business trip.

For casual and outdoor trips select a backpack. Backpacks work for people who prefer to travel light. A small backpack should carry everything needed for the entire trip whether it is camping or any other type of short trip.

The design of carry-on luggage gives the best options for travelers on flights or bus tours. Airlines specify the maximum dimensions and in recent times, the staff confirm suitable bags at check-in. This specification allows the bags to fit in the overhead compartment of the plane or underneath your seat.

Totes and casual bags are for the person seeking for a travel bag that can carry a day’s outdoor needs. Most of these types of bag designers have fashion in their minds all the while attempting not to compromise the practicality of the item.

Garment bags and carriers are specialist bags for carrying dresses, suits or clothes on hangers.

Bags have accessories to improve their usefulness. Here are a few accessories that improve bags for traveling.

Locks are often attached to the bag. However, they can be added to the zippers or appropriate places, if required. Keyed locks and combination locks are available for most cases.

Luggage tags are essential.They help you find your bag when collecting from carousel and other places.

Many modern bags incorporate carts allowing easy wheeling, instead of carrying.

Other considerations.

Hardware. Ideal luggage should have straps, handles in different sides, and compartments to hold your clothes in place and to prevent wrinkles. Recessed handles generally last longer.

Bag fabric varies with polyester, leather, and nylon being the most common. Choose one with higher “denier” to assure durability. The higher the number the more durable the material. Fabric type determines the price of travel bags. Hard cases are also becoming popular.

If you can chose the zipper,choose large zippers because they usually outlast smaller ones.

A rigid bag frame is recommended to ensure the bag remains sturdy. Materials such as fiberglass, durable plastic, and aluminum provide luggage excellent frames

Small travel bags vary greatly in price. If you are a frequent traveller a more expensive travel bag will serve you well.

Navigating TSA Checkpoints: Getting Through Security Stress Free for Business Travel

Travel tips from an interview with professional keynote speaker Garrison Wynn

Linda Singerle: For infrequent travelers, it seems every TSA experience is different. What are the latest changes to the security process, and which of those changes are most likely to slow passengers down?

Garrison Wynn: Procedures at airport security checkpoints seem to have changed dramatically in the past four years. But they’ve also changed a lot in just the last year and a half or two years. A few years ago they were routinely strip-searching Grandma and very concerned about fingernail clippers as a weapon. Now it’s all about x-rays and the evils of possessing more than three ounces of toothpaste! You’ll fare much better if you’re up on the latest procedures, so ask a friend who has traveled recently what the experience was like.

In general, in every city that I know of except for two in Texas, you show your boarding pass and your driver’s license once as you enter the security process but you don’t need to show it again as you walk through the x-ray machine or metal detector. San Antonio and Houston are the only cities I know of where you have to show those documents again. So it’s true that everything is big in Texas, including the long line created by slowing down even the experienced travelers. Once you show your license and boarding pass, you can usually put them away, except for in those two cities.

In many airports, the TSA officers ask you two questions: 1. What’s your destination, and 2. what’s your name? If you can’t answer those two questions, you’ve got a problem – which I think is pretty fair. I’ve seen people struggle with those two questions before. If you don’t know where you’re going or don’t even know how to pronounce your own name, then you’re either a terrorist or a New York City cab driver! Make sure you are paying attention so when it’s your turn, you can prove yourself worthy of air travel.

LS: I’ve seen “20/20” – I know the cleanest bathroom stall is actually the one nearest the entrance because it’s the one everyone passes by, assuming it’s the most heavily used. So is there a TSA station that’s typically faster than others – say, the last one in the terminal, maybe?

GW: Well, I’m sure that varies by airport and by the number of lanes open at the different stations. However, in many cities, at each checkpoint, you’ll find designated lanes for different types of travelers, such as individual travelers, and families or groups traveling together. Some of those lanes are definitely slower. Avoid the line with the family of five still talking about Disney World and wearing matching shirts. They are not in a hurry and they have stuff in their carry-on luggage that they’ve never seen before. Also, if you see three people studying the same luggage x-ray screen, it means you have a new TSA employee hoping to find a bomb on his first day.

Often there is a reserved lane for elite passengers. “Elite” is not an opinion you have of yourself. It’s a status or designation the airlines give you for flying so much. Don’t get in that line if you are not so designated. Officers love sending elite-pretenders to the back of the line.

Similar to the elite travelers’ lane is the lane designated for people traveling first class. Often these lanes are combined. Not only do you move fast in these lanes, but you also dramatically reduce your chances of a baby throwing up on you! It will be printed on your ticket if you’re traveling first class. (If your ticket says 72D, first class you are not.) Some people will tell you that flying first class is a waste of money because it’s not that much better. Let’s get real: it’s a lot better. If you fly every week, you should stick with the same airline so you can get upgrade opportunities… or you could just continue exercising your right to enjoy the sights, sounds and smells of flying with infants.

There’s usually also a casual travel lane, which seems to be populated by a lot of people wearing Hawaiian shirts who clearly have no agenda. Often, you’ll find experienced traveler lanes that anyone can get into regardless of how experienced you are. This lane’s your best bet, unless it’s not moving; then just get into the one that is.

LS: So I’ve stashed my boarding pass and I’ve been fast-tracked as elite. Now I have to offload all my stuff and partially disrobe. I’m like a pack mule when I travel. Help me make quick work of those bins.

GW: Those bins that look like they were used by restaurant busboys in the ’70s? You can use as many as you want. The first thing you do is take off your shoes (and belt, if you’re wearing one) and put them in the bin. I do not recommend that you put your shoes on the conveyor belt – they can get scuffed; I’ve actually had a pair of shoes ruined that way. Now, in some smaller airports, they might try to tell you that you need to put the shoes directly on the conveyor. They are wrong! But you do not want to be on the wrong side of an argument with small-market airport security person. It’s like getting pulled over by a small-town cop. They are very friendly but secretly reeeeally want to arrest you!

Kids under 12 usually don’t need to take their shoes off these days. But that could vary from one airport to another. For adults, slip-on shoes are great. You don’t want to be untying and tying your laces in that line. Women, if you don’t like walking barefoot in airports, you might want to wear socks, although I’m sure socks and Prada pumps are not going to land you a Vogue photo shoot. Then again, neither is ringworm! If you can pull off socks and Prada pumps, you’re the kind of woman who travels with no stress but can still slap fashion right in the face.

If you have a jacket or coat, that goes in a bin next. Glasses or sunglasses can go on top of it. Next, if you’re traveling with a laptop, it has to come out of its case and go in a bin. However, iPads do not have to be in the bin and neither does your cell phone. Both can stay in your carry-on. Apparently, airport security recognizes an iPad for what it really is – a giant smartphone that you can’t call anybody with!

If you’re a woman carrying a purse, put it in the bin. (If you are a man with a purse, please do the same.) Then, just before you step through the x-ray machine that looks like a “Stargate” for government employees, you want to offload whatever is in your pockets into an outer pocket of your carry-on. Then load the carry-on onto the conveyor. In some airports, the officers will insist that you watch your stuff go through the conveyor before you materialize on the other side. In other airports, they insist you go through immediately, abandoning all emotional attachment to your possessions. I suggest you keep an eye on your luggage and keep your expensive watch, pearls and rings on. Never put really valuable or easily stolen items in the bins.

In some airports, you’ll just walk through the metal detector. But if you’re sent through the x-ray machine, you’ll be instructed to put your feet in the designated spots and put your hands in the air. Basically you’re doing the hokey pokey in there while someone scans for sinister stuff like knives, shanks, razors, and herniated disks. These days it almost seems that ensuring that your skeleton is in order is more important than detecting weapons, for some strange reason. I guess if you’re Wolverine from X-Men, you’re definitely busted.

Kidding aside, every single thing must be emptied from your pockets… and I don’t recommend you put all that stuff in a bin if you can help it. Put it in your carry-on bag. If you’re a man, you don’t want to get separated from your wallet. If you’re European, you probably won’t even give up your wallet without a fight.

LS: It’s all those things your mom warned you to never take off your person, right? Then when you scramble to recover it all on the other side, it seems like nothing ends up where it’s supposed to be.

GW: You want to minimize all the activity when you’re taking stuff out of your pockets and when you lay your purse in a bin, because that’s when you’ll lose stuff – when you’ve got too much going on. Men, take your wallet and everything from your pockets and put it all in your carry-on and retrieve it as soon as you’re through. Don’t wait until you get everything else back. You and your wallet and your driver’s license cannot be separated. Wherever you go, if you do not have your driver’s license, you cannot get back. There are people trapped in many countries (and several trailer parks in Florida) because they handed someone their driver’s license or passport.

LS: So would you give this all to me again in short order?

GW: Step 1: Take your shoes and belt off and put them in a bin. Step 2: Take off your jacket and glasses or sunglasses and put them in a bin. Step 3: Pull your laptop out of its case and place it in a bin. Step 4: Empty your pockets and put the items in your travel bag; then place that bag on the conveyor belt. Women can put these items in their carry-on or in their purse. Step 5 (for women): Send your purse through. Last step for everyone: Go through the scanner yourself and start reclaiming your stuff, starting with your purse or wallet.

I am always surprised to see people at the gate trying to board a plane wearing a giant sombrero with “Jeff” embroidered across it, carrying three newspapers and toting a laptop, and yet they’re unable to locate their ID! Under no circumstances can you fly without a photo ID, unless you are under 15 years old (which of course makes zero sense because you can’t prove that without any identification).

LS: Have you got any advice on liquids? Do they have to come out of your carry-on and go in a bin?

GW: If you have to travel with liquids, take transparent, quart-size bags with you. Make sure your liquids are in 3-ounce quantities or less. It’s best to pack the stuff in the quart-size bag and then just pull the bag out and place it in the bin as you go through security. Of course, liquids are not a problem if you check your luggage. Oddly enough, the luggage you check is only randomly inspected, but your carry-on luggage is always checked. Inspected or not, it is perfectly OK to take 10 quarts of vintage wolf milk in your checked bag, but 4 ounces of holy water in a carry-on is viewed as a mortal sin. However, with a doctor’s note, you can take liquids over 3 ounces. I can tell you from experience that nothing humbles a jet-setting businessman like showing his doctor’s note to a 23-year-old woman with a badge.

LS: Some TSA officers lighten the mood and some almost seem sour. Does it help to engage them in conversation, or is that just asking to be singled out for the patdown?

GW: Lower your expectations of how security people conduct themselves. Their job is not to entertain us or make our travel go smoothly. Their job is to catch people going through security who are breaking the rules. Make sure you do things right. They have a lot of people walking through metal detectors wearing heavy chain links and a whole bunch of metal and with pockets full of change. That’s why these officers act the way they do and say the things they say. After a while I’m sure it gets old when the 3,000th person asks, “Will this x-ray machine erase all the data on my laptop?”

Don’t expect them to be great or polite, but don’t be surprised if they are. They might be very polite. I have noticed that the smaller the city, the weirder the security. You’ll notice in a really small city they might have more people manning the security gate than travelers going through the gate. They’ll also have outdated ideas; they’ll be behind the times and might not be up on the latest rules.

As for lightening the mood by engaging the TSA officers, I don’t see anything wrong with it as long as you do not get in the way of their job. Just steer clear of any mention of “bomb” in your conversation – even jokingly – or you may find yourself detained for an undetermined amount if time (not to mention you could be the lucky recipient of a $50,000 fine). Be very careful; jokes about terrorism or explosives could make your trip short and your stay long.